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Repaying your education loan in full

Repaying your education loan in full

You can easily repay your education loan in full whenever you want. Discover what you have to do and what are the results once you have made your last payment.

Before you repay your education loan in full you will have to:

  • Make sure your bank and contact account details are as much as date, and
  • get current loan stability.

You can examine balance and update your details in your myIR protected on line Services account. The balance shown in your myIR account might not be the balance that is final.

If you generate income from income or wages

Your company has until the twentieth for the month that is following deliver these to us, so that the stability shown may not add your latest repayments. We must process the re payments before allocating them to your education loan. Once you learn just how much is deducted from your own earnings you need to use this to operate out of the quantity you ought to spend.

If you should be offshore

Interest will be included with your loan once you have been offshore for 184 days or higher (about 6 months). This starts through the time once you leave New Zealand. Write to us if you have been overseas for 6 months or higher therefore we could make yes the correct quantity of interest happens to be added.

Outstanding re payments or tax statements

When you have any outstanding repayments or tax statements you need to call us. Continua a leggere